You should deposit a certain amount of money with a bank before you buy a house.
A.Right
B.Wrong
C.Doesn't say
I’m worried about the valuables I carry with me will be stolen.A.You are suggested to deposit your valuables in the safety deposit box in this hotel.B.I advise you to deposit your valuables in the safety box of the bank.C.I advise you to open an account to deposit cash in the bank.D.You may follow my suggestion to put your valuables in a safe box in your hom
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听力原文: A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.24. What is a CD?25.Which of the followings generally issue CDs?26.How long does a specific maturity usually last?27.Why do CDs pay higher return to investors than T-bills?(24)A.A term deposit that can be drawn at any time.B.A time deposit with a bank.C.A current deposit.D.A cheek account.
听力原文: If you want to invest money at short term, you've got several possibilities: first, a current account. This gives you the possibility of having all your money at your immediate disposal. It also entitles you to a cheque-book. Second, you've got a deposit account, which usually pays about 3. 5% interest, less tax. In that respect, a deposit account's a better investment than a current account. However, though you are entitled to a cheque-book, you can only withdraw up to a certain sum each month. For large amounts, you must give the bank a few months' notice. Finally, you have certificates of deposit. These pay in the order of 6.5% interest.28. How many possibilities are there for a customer to invest money at short term?29.With what kind of deposit can a customer NOT use a cheque-book?30.What is the interest rate for maintaining a deposit account?(28)A.2.B.5.C.4D.3
The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.A.RightB.WrongC.Doesn't say
共用题干 第二篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a CD(光盘)or to go to a concert,then probably you would keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank(猪形储蓄罐),one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'II have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is an amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee. If you draw your money before it is due,you will have toA:pay interest to the bank. B:close your account.C:open a new account. D:pay a penalty or fee,
共用题干 第二篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a CD(光盘)or to go to a concert,then probably you would keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank(猪形储蓄罐),one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'II have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is an amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee. Among other things,a bank statement tells you A: the amount of money you have in the bank.B:the current rates of interest.C:the current rates of exchange.D:the best way to save your money.
根据下列内容,回答211-215题。 A house is the most expensive thing most people will ever buy.Very few people have enough money of their own to buy a house,so they have to borrow money from a bank.Borrowing moneyfrom a bank to buy a house is called“take a mortgage”.The bank usually lends money or gives a me.gage for twenty—five years.Houses are so expensive that many people nowadays have to borrow as much as$50,000.In other words,they will have a$50,000 mortgage. How can you get a mortgage? When you find a house you like.you go to a bank.The bank will research you financial history and decide if they think you are a good risk.They will want to know what kind of job you have,what kind of salary you make and how long you have had the job. They will a]so want to know how much money you have.In addition.the banks will require a down payment.Depending Oil which state you live in,the bank may require as much as 30%of the price of the house as a down payment.The bank will then lend you the rest of the money to buy the house.Many people are never able to buy a house because they can not save enough money for the down payment. What does a house mean in the United States.? __________A.It is a dream which many people can hardly realize B.It is so expensive that many people can not really buy them C.It is the most important property that many people try to buy D.It doesn’t belong to people if they can not borrow morley from the bank